We’re all enjoying cheaper gas prices but the money you save at the pump could end up being spent elsewhere. AAA says it could lead to higher car insurance rates.
When gas prices are down, the number of drivers on the road goes up. That means more car crashes.
2015 was a record year for auto travel and 2016 is on pace to beat that. So here’s how you can keep some of the money you’re already saving at the pump.
If you haven’t in a while, call your insurance company and review your policy. Make a habit of doing this at least once a year.
Keep your credit score up. Paying your bills on time and keeping your credit card debt down makes a difference because some agencies use your score when naming a price for a policy.
Also, bundle up! A lot of companies will offer discounts if you have multiple types of policies. For instance, homeowners insurance as well as auto. You can also pay in full. There can be big savings if you choose to pay for a six or twelve month policy. Fees can add up when paying monthly.
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